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What Type Of Life Insurance Is Best?

What Type Of Life Insurance Is Best?

Life Insurance (though it shouldn’t be) is to this day a very controversial issue. There seems to be a lot of different types of life insurance out there, but there are really only two kinds. They are Term Insurance and Whole Life (Cash Value) Insurance. Term Insurance is pure insurance. It protects you over a certain period of time. Whole […]

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Car Insurance Terms and Glossary

No car insurance resource would be complete without a comprehensive glossary of car insurance terms. We’ve compiled a list of terms and their definitions to better help you navigate the sometimes confusing world of insurance. Accident – This is an unexpected sudden event that causes property damage to an automobile or bodily injury to a person. The event may be an at-fault […]

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Avoid Fraud When Buying Single Trip Holiday Insurance

Avoid Fraud When Buying Single Trip Holiday Insurance

For the common holidaymaker, most of the fine print surrounding single trip holiday insurance continues to be a complete mystery. After all, in a society where many tourists neglect or forget to contract such a policy before departing on their break, it might be too much to ask for all the nuances of a confusing policy to be understood right […]

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The Process of Selecting Travel Insurance for Family Holidays

Right after securing a dog-sitter and having your mail collected, travel insurance for family holidays is one of the most important things you should organise before you go away. No matter where you are heading, or for how long, if you are leaving your home country, a good policy should be considered an essential purchase. Back in your home country, […]

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3 Tips for Checking Your Low Priced Insurance Policy Is Sufficient

3 Tips for Checking Your Low Priced Insurance Policy Is Sufficient

So, you’ve done your research and found a low priced insurance policy to cover you on your forthcoming holiday? The task doesn’t end there, though – you need to make sure it is actually suitable for your needs before you go ahead and book it. Here are three tips that will make the task easier and ensure everything is as […]

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Tips for Finding Low Priced Insurance for Your Next Holiday

How easy is it really to find low priced insurance that will suit whatever budget you are trying to stick to for your holiday? Some people don’t take the time to look properly, which is a great shame, because with a little know how you can hunt out some very good deals indeed. Here’s how to do it. There is […]

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Structure of Marine Combined Insurance Policies

Structure of Marine Combined Insurance Policies

Specialist brokers can also assist in arranging bespoke cover as opposed to a standard “off-the-peg” solution. This can give your business vital benefits where standard policy exclusions are amended or removed, widening the overall scope of protection. You may also benefit in the event of a claim: Where a business buys direct from an insurer, in the event of a claim […]

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A Guide to Business Insurance for UK Marine Trades

Insurance solutions for businesses operating in the Marine Leisure Sector have been slow to evolve compared to other sectors. Until relatively recently, a boatyard owner could find him/herself having to source a suite of insurance products to cover buildings, contents, financial risks, vessels, pontoons and indemnity against a range of legal liabilities. Whilst the first Marine Traders “Combined” policy that […]

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Employers Liability Insurance

Employers Liability Insurance

Premium is based on the total annual wages of the business. Each occupation within a business’ workforce will attract its own premium rating based on the perceived hazards associated with that particular occupation. A rigger, for example, will attract a higher premium rating than an employee engaged in light yard work. You should ensure you accurately declare your annual wageroll to […]

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Marine Trades Combined Insurance

Marine Trades Combined Insurance policies generally follow the same model, with the odd exception as to where a particular item may appear. For example, some policies will include pontoons in the Material Damage Section whilst others may bracket them in the Marine Section. Outlined below is a typical policy structure: Material Damage: This Section will cover all property other than vessels […]

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